House Of Wheels Inc. (HOWI) accepts cash, checks, money orders, Visa, MasterCard, Discover and American Express. Customers can establish HOWI credit, and enjoy the convenience of NET30 payment terms from the date of invoice. All credit extended by HOWI, and/or the limits of such credit, is at HOWI’s sole discretion, and may be reduced, revoked or cancelled by HOWI at any time, and for any reason. HOWI reserves the right to charge customer a late payment fee at the rate of one and one-half percent (1-1/2%) of the amount due for each month (18% per annum) or portion thereof that the amount due remains unpaid, or such amount as may be permitted under applicable law. New customers can apply for credit here.